These Terms and Conditions shall govern the use of the online services
of Storelli & Pepe Stocks Investments (hereinafter S&PStocks)
offered via www.spstocks.com (hereinafter "the Website") or any other
platform under the administration of S&PStocks, unless another
specific terms and conditions is created solely for the purpose of such
other platform – when such specific T&C shall prevail over this one.
They apply to any person browsing the Website (hereinafter
"the User"), whether or not they have created an account allowing
them to register (thus becoming a "Member").
Spstocks.com is a trademark of i-Land Global Digital Services, a Private
Limited Company registered under the United Kingdom’s laws and
regulation, headquartered at 71-75 Shelton Street, Covent Garden, London
WC2H 9JQ – UK.
Any access to the Website or other platform implies fully acceptance
by Users of these Terms and Conditions. In addition, Members and
Customers expressly agree to these Terms and Conditions when they
register on the Website or other platform under S&PStocks
administration.
These Terms and Conditions also apply, as appropriate, to any
variation or extension of the Website on existing or future social
networks and content sharing platforms.
Despite all provisions of these Terms and Conditions, the Frequently
Asked Questions (FAQ), available at the website, shall be subsidiarily
applied to any eventual lack of clarity of these terms and conditions.
In addition: S&PStocks relation with users shall be governed by the
International Principles of the good-faith expected from the
homo medius
(“the average man”) from both sides – clauses shall never be abusively
interpreted by any of the parts.
The Website offers free access to numerous editorial contents, to stock
market and financial data, as well as to tools (hereinafter, together,
"the Contents"), some of which are accessible by subscription or on a
pay-per-use basis.
By registering on the Website, the Member obtains free access to
editorial content and data reserved for him/her, as well as to
additional tools or functionalities.
The Member may also subscribe to additional Content, offered free of
charge, on a pay-per-view basis or by subscription.
All the Contents offered by the Website are reserved for persons legally
capable of contracting.
On the other hand, while the Website offers numerous Contents free of
charge, access to certain Contents is reserved to registered users or
members.
The Website also has a paywall system, inviting Users to create an
account (“register”) in order to continue their use of the Contents once
a first threshold of use is reached and proposing them a paid offer once
a new threshold of use of the Contents is reached. The use of the
Contents is monitored by cookies, in accordance with the
Privacy Policy
of the Website.
A creation of a member account is only available for registered users.
All member accounts shall follow the prices and provisions available at
Website’s plans page (www.spstocks.com/plans).
Different memberships levels (MEMBERSHIP PLANS) are offered by
S&PStocks, each one will grant access to certain functionalities, in
accordance with the disposed at the plans page. S&PStocks reserves the
right to change the price and/or term and/or amend the functionalities
of a certain plan at any time, without prior notice, assuring that
members of a certain level shall never have any limitations to the
functionalities that were hired by them at the moment of the acquisition
of the plan, while such plan is still not expired (respecting the
monthly or yearly term, as per chosen by member at hiring moment).
The prices are accessible on the Website, in United States Dollars,
EUROS, British Pounds, or other legal currency according to the edition
consulted by the Client. They are understood to be “All taxes included”
for all Contents. In any event, they do not include the costs related to
the equipment and electronic communications necessary to subscribe to
and use the services, said costs remaining the responsibility of the
Client.
The applicable rate is the one in force on the day of the validation of
the order, as it is mentioned in the payment form.
Prices are subject to change at any time. Nevertheless, in the case of
Subscriptions, S&PStocks will notify the Clients before applying a rate
increase, to obtain their agreement to continue their Subscription.
S&PStocks offers certain plans with access to S&PStocks analyst. Such
access shall be understood as a professional access in order to have
strict access to an analyst (or partner) opinion, and shall never be
considered as an investment advice.
S&PStocks’ analysts expect good sense on users inquires and requests,
where abusive requests shall not be answered.
The access will be limited to the tool offered in S&PStocks platform and
the analysts (or partners) shall endeavor to reply members as fast as
they can, trying to respect the time limit disposed in the membership
description at the time of the plan acquisition. Eventual delays shall
not be considered a breach of contract. Frequent delays can be reported
by the user at
support@spstocks.com
Members shall not be able to choose the analyst they want to have access
– the available analyst shall reply to members’ inquiries and may be
changed at any time.
Certain membership levels will grant access to certain “Races
Championships”, which may, sometimes, have prizes as described in the
proper section of the race. Users are able to create their own races,
however, only official Championships promoted by S&PStocks, with
pre-announced prizes, shall give the user a right to any prize.
The prizes will be given in accordance with the final stands of the
race, where it shall be considered the best performance (in percentage).
Only two decimal digits will be considered for the final stands (i.e..
10.55%) and eventual draws will split the prizes of both places (i.e. A
draw among 2nd, 3rd and 4th places will equally split the sum of all the
prizes). If a prize is not “splitable” (i.e. Membership Plan), then a
“tie-break” will be applied, in accordance with the following order: a.
Larger Portfolio (portfolio with most number of stocks will prevail over
the others); b. Unique Stock with best performance and, if after both
there is still a tie, the higher prizes will be given to the member that
have registered in the current race prior to the others.
S&PStocks shall report to authorities and ban users, without prior
notice, if any kind of cheat attempt is detected in any race.
By default, S&PStocks will automatically renew users plan, by charging
the current amount of the plan acquired by the user at the last day
before expiration. Should the plan suffer any kind of amend on its
functionalities or change of price, members will receive a prior notice
informing exactly what is the new price as well as what is being added
and/or removed and/or changed.
Users may opt, at any time, to cancel the automatically renewal by
simply unchecking the “automatic renew the plan before expiration”.
S&PStocks may offer occasional promotional offers (hereinafter "the
Offers") to all or part of its Users.
The Offers:
• are only offered for a limited time. Any mention of date or time must
be understood with reference to S&PStocks time zone, namely CET (Central
European Time).
• may be subject to conditions, which will be indicated on the Website;
• cannot be combined, unless otherwise specified in the terms of
the Offers.
• are reserved for new subscribers, i.e. persons who have never
subscribed to a Subscription with S&PStocks, unless otherwise specified
in the conditions of the Offers.
• cannot be exchanged for their cash value or refunded in whole or
part.
If S&PStocks finds that a Client has wrongly benefited from an Offer, it
reserves the right to apply the normal rate in force.
For all products and services offered on the Website, the payment is
made by one of the following means at the choice of the Client: credit
card, via the secure solution Stripe, or PayPal. The data provided at
the time of payment is neither known nor kept by S&PStocks.
The payment of the Subscriptions is made in arrears, it takes place at
each renewal date of the Subscription. It is the Client's responsibility
to update his payment method to allow for the billing of his next due
date. Failure to do so will result in the suspension of the
Subscription.
Memberships can be cancelled and partially refunded only 24 hours after
it’s acquisition, either for monthly or yearly plans. Users shall send
an e-mail to
support@spstocks.com with such
request in a maximum of 24h after payment confirmation. S&PStocks will
refund 85% of the paid value, deducting all additional costs that may be
involved in the refunding process.
S&PStocks may terminate any membership, at anytime and without prior
notice, if a member is acting without good-faith and/or braking the
rules of this Terms and Conditions. Also, authorities shall be
notified.
Upgrading plans are welcome and the price will be calculated in
accordance with the days left in the current plan and the proportional
price per day of the new plan. This means that user shall pay only the
exact price difference of both plans, calculated over the days that are
left. Once a plan is upgraded, automatic renewal shall follow the new
plan.
Downgrades are not available.
Except for the logos of the companies and/or any other exposed image
where S&PStocks expressly gives credits to any other third party,
S&PStocks and/or its parents is the exclusive owner of the intellectual
property rights on all the elements composing the Website - such as, in
particular but not exclusively, the texts, photographs, images, audio or
video recordings, data bases but also structure, data-processing code or
graphic charter of the Website - or is duly authorized by providers of
information or data (hereafter "the Providers") to diffuse them.
Whether they are the property of a third party, S&PStocks or a
Provider, all the Contents constitute works protected under the
intellectual property, whose reproduction, transmission,
redistribution, translation, or exploitation, even partial, in any
form whatsoever, including non-commercial, is strictly prohibited and
is likely to constitute the offence of counterfeiting.
S&PStocks grants the User or members a personal, non-collective and
non-exclusive right to consult and use the Website and its Contents,
so that the User undertakes not to download the Contents,
except for a personal and limited use in time, nor to print the Contents
apart from the legal framework of the copy for private use. Any other
use, including the insertion of a hypertext link to the Website, is
subject to the express prior authorization of S&PStocks, who also
reserves the right to put in place any technical solution allowing to
limit the diffusion or the reproduction of the Contents by the Users.
On the other hand, S&PStocks is the exclusive owner of the marks and
logos exploited by it. Their reproduction or use without its prior
written authorization is strictly prohibited and constitutes an act of
infringement engaging the responsibility of its author.
The Contents are disseminated purely for information purposes and may
in no way be assimilated, in any way whatsoever, to advice or
decision-making assistance. Furthermore, they do not constitute an
offer or a solicitation to buy or sell financial products or services,
nor do they constitute financial investment advice.
The Contents complies with the UK laws and regulations in force. The
responsibility of S&PStocks could not be committed in the event of
non-respect of the legislation of the country of connection of the
User.
Although originating from sources considered reliable, the information
of any kind appearing on the Website or accessible through it may
contain inaccuracies, errors, or omissions.
User understands and agrees that use of the Website is at User's sole
risk, without recourse to S&PStocks or its Providers. Neither
S&PStocks nor Providers, shall be liable for any loss or damage,
direct, indirect, incidental, or consequential whatsoever arising out
of any inaccuracy, insufficiency, error, omission, delay, or
interruption in the information made available on the Website.
S&PStocks and the Providers furthermore decline all responsibility for
the use that may be made of the Content made available and for the
consequences that may result, in particular from any decision taken on
the basis of Content. In any case, S&PStocks shall not be held liable
for any loss of opportunity, loss of profit or any other indirect
damage.
The Contents are intended for investors who have the knowledge and
experience necessary to understand and appreciate the information they
contain.
Once more: It should not be considered, in any way whatsoever, as
advice or decision-making assistance.
Investing in financial markets involves risks and may result in losses
greater that capital. By subscribing to the services offered by
S&PStocks, the Client has access to the financial transactions carried
out by S&PStocks within the framework of real portfolios. The operations
carried out as well as the selections made available are provided for
information purposes only and do not in any way represent an investment
obligation or an offer or solicitation to buy or sell financial products
or services.
The Client is solely responsible for the use of the information
provided, without recourse against S&PStocks.
S&PStocks is not liable for any error, omission, inappropriate
investment, or market evolution that are unfavorable to the
transactions carried out.
S&PStocks provides general opinions that does not take into account
the Client's objectives, financial situation or needs, unless on
certain plans that access to analysts is available.
It is possible that investment transactions may result in the loss of
some or all the funds; the Client should therefore not speculate with
capital that he cannot afford to lose.
Considering the provisions of this Terms & Conditions, especially in
regard to the fact that S&PStocks is only sharing opinions and never,
whatsoever, suggesting to a client to buy or sell any asset, S&PStocks
shall never be held liable with respect to a Client or a member.
S&PStocks endeavors to allow access to the Website 24 hours a day, 7
days a week, except in the event of force majeure or an event beyond its
control, and subject to any breakdowns and maintenance interventions
necessary for the proper functioning of the Website.
The Website can be viewed on the latest versions of the main computer
browsers.
The proposed digital content does not have any digital lock that would
prevent it from being accessed on certain media.
S&PStocks and its Providers cannot be held liable in the event of
impossibility of accessing the Website or using the Contents.
In the context of the use of the services, S&PStocks may collect and
process the User’s personal data. The terms and conditions of this
collection and processing are described in the Website’s
Privacy Policy.
In addition, the registration form is protected by a reCAPTCHA device,
subject to Google’s Privacy Policy and Terms of Service.
A cookie shall be understood a text file placed on user’s computer when
visiting a website or viewing an advertisement. It aims to collect
information about their browsing and to offer them services tailored to
your device (computer, mobile or tablet). Cookies are managed by user’s
web browser.
The use of the website www.spstocks.com.com led to the implantation by
S&PStocks or by third parties of cookies on users device for various
purposes as outlined below:
A - Cookies posted by S&PStocks
These cookies are related to the operation of our website.
1 / Authentication Cookie
These cookies (such as session IDs) are needed for navigation on our
website, in order to secure user connection and to allow user to use the
main features of the website. For example, they allow user direct access
to their members area, through identifiers or data that they have
possibly previously assigned.
2 / Statistics Cookies
This cookie stores information about visits to our website for the sole
purpose of allowing us to know the number of pages viewed by users.
B - Cookies posted by third parties
These cookies are not posted by S&PStocks. Issuance and use are subject
to the cookies’ policies of people who post them. Only those third
parties are able to access the information they contain.
S&PStocks will not pass on this occasion any of users personal data.
Aims of these cookies are threefold:
1 / Advertising Cookies
These cookies are used to display advertisements or contact information
tailored to the interests of Internet users. This is called the
"targeted" advertising. These cookies are placed by third parties acting
on their behalf (advertising agencies, ...). As a result, we are not
able to identify and list exhaustively these cookies.
2 /Sharing Cookies (social networks)
One can share content from our website via various social networks such
as Facebook or Twitter. When using these sharing buttons, a third-party
cookie is installed. If users are already connected to the social
network when visiting our site, the sharing buttons are used to connect
the content available at your account.
3 / Audience measurement Cookies
These cookies allow us to know the usage and performance of our website,
compiling statistics, the volume of traffic and use of the various
elements of our website (visited content, course) allowing us to enhance
the value and usability of our services (the pages or sections users use
most often, the most read items, …).
Cookies also help us to count visitors to a page.
These cookies are placed by Google Analytics within their cookies
policy.
Disabling the Cookies
One can set the browser to turn off cookies. However, note that if one
disables cookies, username and password will not be stored on any
website name.
For managing cookies and choices, configuring each browser is
different.
Internet Explorer™ :
http://windows.microsoft.com/fr-FR/windows-vista/Block-or-allow-cookies,
Safari™ :
http://docs.info.apple.com/article.html?path=Safari/3.0/fr/9277.html,
Chrome™ :
http://support.google.com/chrome/bin/answer.py?hl=fr&hlrm=en&answer=95647,
Firefox™ :
http://support.mozilla.org/fr/kb/Activer%20et%20d%C3%A9sactiver%20les%20cookies,
Opera™ :
http://help.opera.com/Windows/10.20/fr/cookies.html,
For other browsers, please refer to the Help menu of each browser.
S&PStocks reserves the right to modify, at any time and without notice,
these Terms and Conditions to adapt them to changes on the Website, its
operation, or the legislation.
It is the User's responsibility to regularly inform himself/herself of
the Terms and Conditions in force and to cease using the Website in case
of disagreement with the Terms and Conditions in force.
Both the Website and the terms and conditions of its use are governed by United Kingdom’s law, regardless of the place of use, residence, or nationality of the User. The contract is deemed concluded at S&PStocks' parent registered office. In the event of a dispute, and after the failure of any attempts to find an amicable solution, the UK courts of S&PStocks' headquarters shall have sole jurisdiction to hear the dispute.